News :Microsoft completes $8.5 billion acquisition of Skype

Microsoft CEO Steve Ballmer (L) greets Skype CEO Tony Bates. (Photo by Reuters )

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By The Associated Press
REDMOND/ WASHINGTON

Internet video chat service Skype is now officially a part of Microsoft.

The two companies joined forces late Thursday when Microsoft Corp. completed its $8.5 billion purchase of Skype. The closing came five months after Microsoft announced the deal.

Microsoft is counting on Skype to help it catch up in some the hottest markets in technology and media. Those areas include online socializing, mobile phones and digital video.

Skype’s roughly 170 million users made 207 billion minutes of voice and video calls last year - almost 400,000 years' worth.

Microsoft says Skype will operate as a division within the world’s largest software maker. Skype CEO Tony Bates is joining Microsoft to run the division. He will report to Microsoft CEO Steve Ballmer.

Microsoft shares rose 5 cents to $27.23 in afternoon trading

in source Of al-arabiya

author: Neyo Hiis

Email:  Lifewhitus@live.com.

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all about A secured loan

 

A secured loan :

is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral — in the event that the borrower defaults, the creditor takes possession of the asset used as collateral and may sell it to regain some or all of the amount originally lent to the borrower, for example, foreclosure of a home. From the creditor's perspective this is a category of debt in which a lender has been granted a portion of the bundle of rights to specified property. If the sale of the collateral does not raise enough money to pay off the debt, the creditor can often obtain a deficiency judgment against the borrower for the remaining amount. The opposite of secured debt/loan is unsecured debt, which is not connected to any specific piece of property and instead the creditor may only satisfy the debt against the borrower rather than the borrower's collateral and the borrower

 (source Wikipedia )

Nominal interest rate:

In finance and economics nominal interest rate or nominal rate of interest refers to the rate of interest before adjustment for inflation (in contrast with the real interest rate); or, for interest rates "as stated" without adjustment for the full effect of compounding (also referred to as the nominal annual rate). An interest rate is called nominal if the frequency of compounding (e.g. a month) is not identical to the basic time unit normally a year ).

  :Turnover

is sometimes a synonym for revenue (or in certain contexts, sales), especially in European and South African usage.

I'ill Give you a bank it's amazing  try it Bank Gulf ' Growin Whit you:

Secured Loans:

Products :Secured Cash Loan

Who is it for? : All customers

Benefits:

No minimum salary requirement Maximum loan amount up to 90% of the collateral amount Choice of repayment period up to 5 years

For More information : 

CLik here to see there Site OFFICIAL

  SOURCE :http://all-newstechnologie.blogspot.com (Wikipedia 25%)

AuThor:Neyoo Hii

Email OR num : lifewhitus@live.com

 

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Incredible scenes in the first day of sale as iPhone 4: Launch "iPhone 4 S" in the markets .. The big rush to buy it in recognition of Jobs

 

Source :Sydney / Tokyo - Reuters

put Apple finally her new mobile (iPhone 4 S) Iphone 4s for sale in stores around the world on Friday amid a blockbuster on the latest device unveiled before the death of Steve Jobs and purchased by many as an expression of appreciation to the Director of the former Executive of the company.Said Will Patrham (15 years), who was a classmate and Tom Musca first bought the new phone from the Apple store in Sydney, "I think that many people will buy iPhone 4 S he was the last of your iPhone work on it, Steve."
Patrham said, holding his new "people to promote the phone ((iPhone 4 S)) is named after Steve Jobs because the characters (S) is the first letters of his name in English."
He hopes the new Executive Director of the company Tim Cook and his executive team to give them the first phone call after the departure of former Apple inspiring the largest share in the mobile phone market in the world.
And the effects of phone ((iPhone 4 S)) - which unveiled a day before the death of Steve Jobs - a disappointment because it did not keep pace with expectations to achieve a revolution in design, but the articles focused on the program (Siri) Siri voice recognition helped the new device after the registration of the benchmark progress in the initial purchase orders via the Internet.



Showed no signs of disappointment to the lovers of Apple products in Sydney on Friday, actual, who buy the phone before putting it on sale in Japan, Germany, France, Britain and North America

Apple did not disclose sales figures for the first day to launch the phone, so it may be difficult to estimate the size of the initial sales.

Apple said it had received more than one million applications to buy online in the next day to announce the new device, compared with 600 thousand applications for the purchase of the former phone "iPhone 4", although he was put to sale in a smaller number of countries ..

Source :http://all-newstechnologie.blogspot.com

Author:Neyo Hii

Email Or Num To more information :lifewhitus@live.com

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News Technology :The issuance of the first Targus Wi-Fi Laser Mouse

Targus Wi-Fi news Technology

Today announced the companies Tagrus for new wireless mouse works over Wi-Fi and techniques that rely OZMO2000.
The new mouse AMW58US under the name of which is supposed to be launched on the market later this month.
The mouse-sized
(3.25x2.25x1.0), with shiny black paint, and four ways to move the roller wheel (up, down, left and right), also comes equipped with the company that makes Bbtareeten and working up to 12 months.
The mouse comes to ensuring a full year and comes at $ 49.99.

Description:

The Targus Wi-Fi Laser Mouse combines technology and a hasslefree connection to bring you optimal comfort and usage. No more dealing with wires or wireless receivers. This mouse simply connects using your computer’s Wi-Fi receiver. The high-precision laser sensor allows for accurate performance on almost every surface. The integrated four-way scroll wheel allows you to scroll horizontally and vertically. The mouse supports Windows® 7 task switching with the touch of one button. The mouse comes equipped with two highquality Energizer batteries and is designed to provide up to 12 months of battery life depending on usage . 

			Compatibility Windows® 7 compatible only      Functionality Connects using computer’s Wi-Fi receiver; integrated four-way scroll wheel allows you to scroll horizontally RoHS Compliant Yes

$ 49.99.


You can learn more about the mouse from the main site :

Clik Here News Technology

Source : Http://all-newstechnologie.blogspot.com

Author:Neyo Hiic"

Email Or Num To more Change Ideas :Lifewhitus@live.com

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All about : Art Clokey animation

Arthur "Art" Clokey (October 12, 1921 - January 8, 2010) was a pioneer in the popularization of stop motion clay animation, beginning in 1955 with a film experiment called Gumbasia, influenced by his professor, Slavko Vorkapich, at the University of Southern California.

From the Gumbasia project, Art Clokey and his wife Ruth invented Gumby. Since then Gumby and his horse Pokey have been a familiar presence on television, appearing in several series beginning with the Howdy Doody Show and later The Adventures of Gumby. The characters enjoyed a renewal of interest in the 1980s when American actor and comedian Eddie Murphy parodied Gumby in a skit on Saturday Night Live. In the 1990s Gumby: The Movie was released, sparking even more interest.

Clokey's second most famous production is the duo of Davey and Goliath, funded by the Lutheran Church in America.^[1] In honor for his contribution to clay animation and for celebrating his 90th birthday anniversary, Google doodle of October 12, 2011, was based on his animated clay characters.

Biography Born in Detroit, Michigan, on October 12, 1921. His birthname was Arthur C. Farrington. When Clokey was nine years old, his parents divorced and he stayed with his father, Charles Farrington. After his father died in a car accident, he went to live with his mother in California, but his stepfather had no interest in raising another man's son, and so Arthur was sent to an orphanage. When he was 12, he was adopted by Joseph W. Clokey, a classical music composer and organist who taught music at Pomona College in Claremont, California. He schooled Arthur in painting, drawing, and film making while also taking him on journeys to Canada and Mexico. The aesthetic environment later became the home of Clokey's most famous character, Gumby, whose name derives from his childhood experiences during summer visits to his grandfather's farm, when he enjoyed playing with the clay and mud mixture called "gumbo". At Webb School in Claremont, young Clokey came under the influence of teacher Ray Alf, who took students on expeditions digging for fossils and learning about the world around them. Clokey later studied geology at Pomona College, before leaving Pomona in 1943 to join the military during World War II. He graduated from his adoptive father's alma mater, Miami University, in 1948 okey died in his sleep on January 8, 2010, at age 88, at his home in Los Osos, California after suffering from a recurrent bladder infection

Some Pictures : Page Facebook:   https://www.facebook.com/pages/In-memory-of-Gumby-creator-Art-Clokey/242340119899 Source ; www.all-newstechnologie.blogspot.com author:Neyo Hii Email Or num To more Explain : Lifewhitus@live.com

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Emperor Steve Jobs was Died : The world lost the greatest thinker of the human

Steven Jobs

 

Announced Apple today the death of Mr. (Steve Jobs) the company's founder and CEO for a long time at the age of 56 years after a long battle with cancer, and is Steve one of the founders of Apple, which on the personal use of technology to the products hit the market, such as iPod, iPad, iPhone iTunes Music store and mail, the company announced the sad news via her official website, saying :

-I've lost Apple's foresight and the creator of the creative and lost the human and one of the most fascinating characters, we have been fortunate enough to work with Steve and know well Ksidika dear and a role model inspiring, I have left behind a giant he built, but his spirit will remain forever founder of Apple

 

And Steve Jobs is an icon in the world where the latest technology with his partner Steve Wozniak revolutionized the world of PC in the second half of the seventies, started from the garage of his home. In the first of the eighties who have discovered the commercial value of the operating systems, computer graphics and designs and mouse instead of printing or issuing commands using the keyboard.

After an absence of business problems and destructive glory returned to Apple hardware with a series of "magic" from the iPod and iPhone and then passing by iPad.

His life in brief:

Steve Jobs was born in San Francisco on February 24, 1955 to parents who were not married then two students at the university and his parents Abdel-Fattah Gandla Syrian descent, and Joan Shepel for adoption, Vtbnah couple from California were
Paul and Clara Jobs.

 

 

Grew Jobs at the home of the family that adopted in the region that became known later as the "Silicon Valley", a center-tech industries of America, while studying at the secondary level Jobs gets a job during the summer holiday in the factory HP's electronics giant in the city of Palo Alto, where he met another student is Steve Wozniak.

Jobs left the university, which was attended by after one semester and joined with the manufacturer of the Atari video games, and was intended to provide the money necessary to travel to India.

Jobs returned to work at Atari, he joined a local computer club with his friend Wozniak, who designed his computer's time.

In 1976, Jobs was able to convince the local shop for computers acquired 50 of the organs before Wozniak made ​​by purchase order and managed to convince one of the suppliers of those components by providing it electronics computers, which seeks to make them

 

Jobs and was thus able to produce the new computer, called the Apple 1 without the need to borrow from any party or to give part of the shares of his company to someone else

 

The Bill Gates, founder of Microsoft for "deep sadness", saying that the impact on the world will continue to Jobs "for several generations," while Prime giant Walt Disney group that "the world lost a unique people rarely."

And said that Larry Page, CEO of Google is that "a man who has achieved great accomplishments of the incredible ingenuity and amazing" while he called Mark Zuckerberg founder of Facebook network as a "mentor and friend

It is worth noting that Steve's death comes one day after Apple announced only on the lips of the current Executive Director Tim Cook for the launch of the iPhone 4S

 

Steve Jobs: Apple "gnawed" itself .. For "feed" the world

Thank you Steve Jobs The world are remember you

all about Steve job :

site Official :http://stevejobs.co.uk

Page Facebook:https://www.facebook.com/stevejobs.co.uk?ref=ts&sk=wall

 

Source :www.all-newstechnologie.blogspot.com

autor:Hiishém Neyo

Email: lifewhitus@live.com

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Insurance: definition and types and classifications messages and a finest and cheapest car insurance companies in the U.S

                                    

The definition of insurance and reality:

 
Insurance in the language provides a source of security taken from the trust, which is against the fear and the Secretariat, which is against treason.
And became used to denote the insurance special contract by the insurance companies under which the amount paid in the event of an accident to a person who pays her share of the money.
The viewer must be aware of insurance to the difference between eating the insurance idea, theory, and in the contract between the organization
Theory and the system of insurance is acceptable as it's the cooperation between a group of people to pay the dangers of staring at them so that if some of them collaborated on the hit fragment compared to the amount they offer little
There is no doubt that this idea, the idea is accepted by many of the provisions of law, such as Zakat, spend on relatives, and download the rational for the friendly. To many examples of calls for cooperation in righteousness and piety and charity, solidarity, and solidarity.

The emergence of insurance:

 
The first appearance of the commercial insurance insurance for the risks to ships laden with goods, in northern Italy in the twelfth century AD. Where the owner pays a share of the goods certain that in the event of damage to the cargo caught a sum of money then began commercial insurance fashionable, but it did not move to the Arab countries only in the nineteenth century

 

Type Of insurance:      

 

Mention the many types of insurance including auto insurance and securing movable and civil responsibility insurance and general insurance as well as maritime transport and land but today we will focus on motor insurance which is mandatory and the duty

 

1 

Car Insurance:

 

Car Insurance: premium paid is determined by the owner of the car to the insurance company against the reparation that may happen to a car or other party affected by own car insured as a result of a collision . 

 

2

Benefits of Car Insurance

 

It is out insurance system restore your car like new with a complete overhaul with the best service centers without any follow-up from you, where the club service Connecticut to do all the procedures and documents, administrative and financial accident, such as notification of the incident and preview the pre-reform and after the payment of an invoice reform immediately after the completion of the reforms directly

3

The best Cheapest company car insurance in the U.S

 

 

CLIK HERE TO SEE IT PLEAS

 

  

 -NOTE

It is illegal to drive a car without insurance coverage in the United States.
1-First, get your US driving license. Go to a driving school if you need to.
Rates for driving school are about $30-50 per hour so practice back home if you can, even if you are a female, go to an empty area of town and practice with your brothers/father. Driving might be necessary depending on where you end up going to school here in the US. Many cities have great buses, but not every city does.

thank you very much our visitor you can back an other time you welcom have you a good time

Source : www.all-newstechnologie.blogspot.com

autor: Hiishém Neyo

Email :lifewhitus@live.com

  

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FOREX : Is Gold Another Fiat Currency ?

Is Gold Another Fiat Currency?FOREX :

This past week gold surpassed $1100 an ounce in the futures market. This is certainly good news for gold bulls, and it's difficult to argue with this powerful trend. However, there are some things that bother me about the latest impulse move up. Maybe it's just my contrary nature. I am a long time gold bug. I started trading gold more than 30 years ago and I strongly believe in the principals and arguments favoring gold. But timing is another matter.

I just drove to Costco and during the 10-minute drive there I heard two commercials urgently urging listeners to buy gold now to protect their wealth. On the way home I heard three commercials, two on one channel and another upon changing the channel, again urging listeners to buying gold now. I admit I was in a bit of a Seattle traffic jam on the way home so it may have been a 15-minute drive. I just wonder if urging the public to buy gold at $1100 is going to be a sensible investment. I heard few commercials urging buying when gold was under $300 not that long ago.

One argument that gold bugs make is that gold is a hard asset that can't be created at the whim of a politician or fed chairman. Soybeans and pork bellies would also fit as a real asset, but gold is non-perishable and very resistant to degrading over time. Soybeans and pork bellies are more useful as they are commodities than have a use. Well, gold does have some uses. A miniscule amount can be used in industry, such as electrical contacts in important components which makes gold unique due to its anti-corrosive qualities. A much larger use is in jewelry. But the vast majority of gold is held in vaults as a store of value. It seems ironic that gold, that was once in the ground, requires such a huge effort in terms of human labor often in dangerous conditions to extract it from the Earth, only to return it to vaults and safes, often located underground as well.

But what about gold as a store of value. It is difficult to mine so it can't be created out of thin air, as being the case with paper fiat currencies. It is durable. It can't be debased, as the actual gold content can be determined. Even with all that going for it, there really isn't much in the way of intrinsic value, other than the small amount used in industry and for jewelry. The value of gold is really set by supply and demand. Traders riding trends have a big say in how high or low gold can go. Demand is fixed to some degree by the difficulty of getting the gold out of the ground. On the other hand, most of the gold ever mined is still available to dump on the market, so supply is available if those hoarding decide to sell. Very little gold is used up. Much of the demand side comes from the perception of safety. Those who bought at the peak in the early 1980s and held through more than 20 years of a bear market might have a different perception of the safety of gold. Adding insult to injury is the fact that the general stock market had its largest bull market in history during the very long gold bear market.

But how safe is gold as a store of value when the price can be set by people, much the way people set the value of a currency. A paper currency is nothing but a promise based on nothing but good faith. The price of gold isn't really based on much more than that if you think about it. What is to stop a central bank from dumping a huge quantity of gold on the market? What is to stop traders from riding a downtrend, forcing prices lower and lower? Demand can change quickly. There is no intrinsic value to guarantee that gold won't go back to much lower levels. And there is certainly no guarantee that prices will keep climbing, as promised by all the gold ads. People set the value of a currency. And people set the price of gold. The price isn't set in the heavens. It is perception creating supply and demand. It isn't absolute. If all the gold suddenly disappeared, nobody would miss a meal. The Earth would still rotate. Life would go on

THANK YOU VERY MUCH

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